Protection and peace of mind — just in case HMRC comes knocking.

Even if your accounts are spot on, HMRC can still launch an investigation. And when they do, it can be stressful, time-consuming and expensive — especially if you need professional support to deal with it properly.

That’s where Tax Investigation Insurance comes in.

We offer optional cover that protects you against the cost of dealing with an HMRC enquiry — so you’re not left footing the bill if the taxman comes calling.

What’s covered?

• Self-Assessment enquiries
• Schedule 36 interventions and inspections
• VAT and PAYE compliance visits (where representation is required)
• Follow-up correspondence and disputes
• Employment status disputes
• CIS (Construction Industry Scheme) disputes
• National Minimum Wage enquiries
• Inheritance Tax and Gift Aid enquiries
• Child Tax Credit enquiries
• Stamp Duty Land Tax enquiries
• Civil investigations under Code of Practice 8 (up to £15,000, where fraud is not proven)

Why consider it?

• Investigations can happen to anyone — even when everything’s done right
• Professional defence costs can run into thousands
• Full representation is covered — so you don’t pay extra for expert support
• We’ll handle all communication with HMRC on your behalf

Bonus: Free access to the HR & Safety Toolkit

When you take out Tax Investigation Insurance, you’ll also gain access to an online portal packed with practical HR and Health & Safety resources, including:

• Employment contracts and staff handbooks
• Health & Safety policies and risk assessments
• Training presentations
• Templates for disciplinary, grievance, absence and sickness documentation
• Letters and forms for flexible working arrangements
• Expert HR and H&S advice from industry professionals

Simple, affordable protection.

Tax Investigation Insurance gives you one less thing to worry about — helping protect your business, your time, and your reputation if the unexpected happens.